If you need to make money right now into a bank account, there is really only one thing that affects which method you take to get it – a job. If you have a job, there are a lot of different loan options out there that are available to you. If you are unemployed, these options are not there for you, so you’ll have to look in different places for cash now. In this post, I want to show you what to do for both of these situations. If you don’t have a job, just skip down below to that section.
Fast Loans That Are Deposited Right Into Your Bank Account
Payday loans are the most common way to borrow money quickly, and most of them are going to put the cash right into your bank account. The account that you have, however, has to be a checking account, as most lenders won’t work with savings accounts.
These loans are very simple. All you need is a steady job that you’ve been at for at least six months (some lenders only require three months), and earn a monthly income of at least $1000. There will be other minor requirements, but if you can meet these, there will be a lender that will be more than happy to help you out.
So how do you get it right now into your bank account? Simply apply online. All online payday loan lenders are going to deposit the cash into your checking account. They won’t try and mail you a check or have you pick it up since that would take way too long for it to still be considered a quick loan.
There are no credit checks with payday loans, so you don’t have to worry about your credit score, whatever it may be. They will look at a few other things though. The lender will check to make sure that everything on your application is true, and they also look to see if you’ve recently filed for bankruptcy if you have any outstanding payday loans, and how frequently you overdraft your bank account. If none of these is an issue for you, you have nothing to worry about!
You’ll also pay the loan back the same way. On the day that it is due, the lender simply deducts the money from your bank account, with nothing that has to be done on your part (except have enough to cover it!). Probably 80% of lenders do it this way, and the others will have you make a payment to them on their website. Be sure that you know which it’s going to be when applying for your loan.
How long will a payday loan take? This isn’t exactly cash right now. You’ll apply for the loan and once it’s approved it goes to your bank so that they can post the funds to your account. In most cases, the money will be available to you the next business day. Local loans are a faster choice, but I’m assuming that since you’re reading this, you don’t live anywhere near a payday loan office!
Cash With No Job
This is where things can get a bit tricky. If you’re on unemployment or other benefits, you might be able to get a payday loan, but probably not online. You’ll have to call around to the lenders that are in your area to see if they can help you out. Trying to deal directly with a person for an online loan is a huge pain in the ass since most lenders don’t staff customer service people.
Selling stuff is one of the best ways to get cash with no job. There are tons of ways to do this, but the best way to get the money right into your bank account is by using eBay or Amazon. It’s not the fastest way to go, but the cash will be there for you.
If you’re in a more flexible position, and can take cash instead of having the money in your bank account, Craigslist is the best way to sell off the extra stuff that’s in your house. Assuming you’re good with uploading picture you can get a lot of stuff listed on Craigslist quickly, and then the calls will start coming in shortly thereafter. Through my experience on Craigslist, I’ve learned that you can normally sell whatever you have in a day if you’re able to have good pictures and a decent description.
If all else fails, just go to the pawn shop. They’ll be able to take your stuff for cash very quickly. A pawn shop doesn’t pay that much, but they work very fast and pay cash.
Getting cash right now into bank account is easy to do, it’s just a matter of figuring out which way is right for you. If you have a job, everything in this post applies to you, and it’s normally a better idea to see if you can earn the cash before you borrow it so that you’re not stuck paying any interest. However you do it, you’re now armed with the info that you need to get started!
My name is Susan Garcia , and this is my site. I hope to show you all of the different options you have for getting a second chance bank account, as well as some tips for saving as much money as possible while doing so!